Carco Inspections

CARCO Pre-Insurance Photo Inspections

A pre-insurance inspection documents the existence and condition of your vehicle, including its mileage, physical condition, and existing options and accessories. New York requires pre-insurance inspections for most automobiles as a precaution against insurance fraud.

Cobleskill Collision is a Carco inspection service provider, serving Cobleskill, NY, Middleburg, NY, Schoharie, NY, and surrounding areas. And we are the only facility within 72 miles to offer this service to you- absolutely free of charge!

If you need a CARCO inspection, call (845) 561-4637 or contact us online to schedule an appointment for your vehicle.

What happens if I don't get the pre-insurance inspection?

Certain states, including New York, require pre-insurance inspections. Unless you have an exempt vehicle, you have a grace period to comply. Failure to complete a pre-insurance inspection within the grace period will suspend your physical damage coverage (comprehensive and collision).

What do I need to bring?

Bring documents from your insurance company or broker with the company name, policy number (if known), and vehicle description. If you don't have documents, make sure to have the insurance company name.

What happens during a pre-insurance inspection?

A CARCO inspector completes a state-mandated form, documenting the condition of your vehicle, as well as its options and accessories, VIN, odometer reading, and other required information. In addition, the inspector will take photographs of the vehicle. Once the form is complete, you'll need to review and sign it. Next, you'll be given an official copy of the report. The original report and photos will be processed by CARCO and forwarded to your insurance company.

About CARCO

CARCO is a leading provider of pre-insurance inspections in the United States. Many insurance carriers rely on CARCO pre-insurance inspections for their efficiency and compliance with state regulations.